10 Most Expensive Supercars To Insure, Ranked

Most drivers know that certain supercars are extremely expensive to insure, and these ten take the cake when it comes to hurting your wallet.

Despite getting all the bargains that you can, applying all the discounts and doing everything you can, you can not negotiate much with insurance costs. There are some cars that will burn a huge hole in your pocket for insuring them. Luxury vehicles and supercars are especially infamous for that. One could buy a used luxury car with what it costs to insure a new one.

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But, we don't buy a car just for transportation. It is much more than just a vehicle for us. Hence, it goes without saying that it is extremely important to keep it safe and get it insured. Today we are going to share with you ten such cars that are extremely expensive to insure. Let's start.

10 Audi R8

Audi is one of the fastest supercars in the market. Even though you can get an entry-level standard Audi R8 for around only $ 163,000, which is why they call it an everyday car: the supercars that yield monstrous throttle, speed and efficiency, they have to have pretty high insurance costs.

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The costs of the premium might also be high because of the relatively smaller size, your driving record and the fact that it's a supercar. The estimated costs for insuring an Audi R8 annually amount to approximately $ 2,500 plus. It’s a sports car and insurers know people who own this type of car, like to go fast, making for a higher risk.

9 Lamborghini Aventador

Getting your Lamborghini insured will burn a large hole in your pocket as deep and as costly as it is to get your hands on one. Aventador is an exotic sports supercar, it’s every inch exudes Italian style and magnificence and as expected, the costs to cover the insurance premiums are sky high too. The annual premium costs range from relatively super low numbers like $6,000 to ridiculously high quotes like $360,000. Of course, the deciding factors are your driving record, your claims history, the demographics and obviously the value of the particular model you have chosen. Only collector cars' insurance companies will cover the insurance for this one. Read about the world's wealthiest cars here

8 La Ferrari

LaFerrari is a special edition sports car, a hybrid model from the house of Italian giant Ferrari. The highly-rated, incredibly magnificent beast looks like a futuristic space vessel and the driving experience is simply out of this world, actually better than the best Ferrari you have ever driven. And as you might have guessed, the prices to cover the insurance premium will make you cry. The quotes can start from as low as $4,000 annually to $15,000 monthly. The factors might be your personal details, the where you live and the specific model you’re driving. Unfortunately, drivers of cars like these don’t have a reputation for driving slow.

7 McLaren P1 570s

McLaren is a sports supercar that gives you the ultimate sporty experience. It is especially driver-oriented and delivers incredible dedication to performance. Being a British car, it is potent and leans towards occasions. This one is equipped with a record acceleration time of 0-60 mph in only 3.2 seconds, which is comparable to the iconic Ferrari F1. You won't find many auto insurance companies covering this car and those who do won't provide you many options. The costs of getting a McLaren P1 570s insured will cost you around $4,000 to $8,000 annually. But, if you can afford this car, you probably won’t have much trouble affording the insurance.

6 Bugatti Chiron

The Bugatti Chiron is a two-seat sports successor of Veyron from the French automobile company Bugatti. The standard Chiron is sold at around three million bucks and if you get extra customization done, the price will be bumped higher up to $4 million. Chiron has set a world record of hitting 400 mph in just 41.96 seconds among all manufactured cars.

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Shelling out a lot of money for insurance on this Bugatti will seem almost cheap compared to the upkeep on just the tires and wheels that will set you back by $50,000 annually. The standard model could cost you around $30,000 to $48,000 for the insurance.

5 Corvette C8

The Chevy Corvette C8 is the next generation exciting supercar. It comes with a powerful V8 engine that produces 500 horsepower, and yields impressive power. This Corvette hits 0-60 in barely 3.6 seconds. You can get your hands on a standard 2019 C8 coupe at $59,995 and the insurance costs might range approximately from $2,300 to $2,500. This rate is based on an increase of 12% to 15% over the rates for the previous model Corvette as the price of the vehicle itself has also increased. It may still look very expensive to you, but with time, as it gets older and spares start being available easily, these rates may hugely slash.

4 Tesla Model X 4DR Electric

This luxury hybrid is an electric SUV from Tesla. Tesla deems it to be the safest SUV ever. This practical car comes with all wheel drive, sleek futuristic design, a huge infotainment system and highly advanced cabin. The Tesla Model X cost is relatively higher than it’s class rivals because of it’s high end spare parts and Tesla specific replacement parts. The average insurance coverage for the four door electric will cost you around $2,500 to $3,400 a year. Tesla has launched it’s own insurance company which claims it has lowered the insurance premium costs by as much as 20%.

3 Mercedes Benz S Class 4DR

The number one luxury supercar was the first car to come equipped with all the latest features, like driver safety aids, drivetrain technologies, the interior tech features and the elegance of the vehicle. It is the best selling sedan across the globe in the whole wide world. The sedan models start at a standard price of approximately $149,550. The average insurance costs for a four-door sedan will range from $2,640 to $3,000 a year. Mercedes is often thought of as the epitome of the luxury car and everything about it seems to cost more. It cost more to insure a Mercedes than a BMW or Lexus.

2 Mitsubishi Lancer

The Lancer is a compact supercar from Japanese automobile company Mitsubishi. The car did not fare well with below average drive range, average performance and rather dull interiors. The company stopped producing Lancer in 2017. The handling is decent though and exterior style is sleek and on point. You can grab a used Lancer at around $10,000 to $15,000 depending upon the condition. Despite being out of production, the car is still quite expensive to own and the insurance will cost you several thousands, starting from approximately $2,500. The high cost could be because there aren’t many Misubishi’s on the market.

1 BMW 4 Series DR

BMW 4 Series comes with a lot of configurations: two-door coupe, four-door coupe and convertibles. The car has a powerful engine, incredible drive range and superb handling. The interiors are much more than comfortable, the car has huge trunk space and even costs slightly less than it’s close competitors. The standard BMW 4 series four-door coupe can be bought at around $52,345, the customization can push the price much higher though. The insurance premiums can cost you more than a couple thousand bucks. The average range starts from $2,856 and can hit $4K to $5K easily depending upon your driving history, credit score, demography and of course, the model.

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